What services does Solutions Mortgage offer?
We offer a wide range of mortgage solutions including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Reverse Mortgages, Bank Statement Loans, Hard Money Loans, and more.

Where is Solutions Mortgage located?
We are proudly based in Florida and serve clients throughout the state and beyond.

What makes Solutions Mortgage different from other lenders?
We provide personalized, client-focused mortgage solutions with expert guidance every step of the way—whether you’re a first-time homebuyer or an experienced investor.

Can I apply for a mortgage online?
Yes! You can apply directly through our secure website using the “Apply for a Loan Now” option.

What is a Conventional Loan?
A Conventional Loan is a traditional mortgage not insured by the government, ideal for borrowers with good credit and steady income.

Who is eligible for an FHA Loan?
FHA Loans are perfect for first-time buyers and those with lower credit scores, offering low down payment options.

Do you offer VA Loans for veterans?
Absolutely. We proudly offer VA Loans for eligible veterans, active-duty military members, and their families.

What is a Jumbo Loan?
A Jumbo Loan is designed for home purchases that exceed conventional loan limits. It’s ideal for high-value properties.

What is a Reverse Mortgage and who qualifies?
A Reverse Mortgage allows homeowners aged 62 and older to convert home equity into cash without monthly mortgage payments.

Can I refinance my existing mortgage through Solutions Mortgage?
Yes, we offer several refinancing options to help you reduce monthly payments, lower interest rates, or access home equity.

What is a Bank Statement Loan?
This loan allows self-employed borrowers to qualify based on bank deposits instead of traditional income documentation.

Do you provide Hard Money Loans?
Yes. Hard Money Loans are short-term financing solutions for real estate investors or those needing fast approvals.

What is a Non-QM Loan?
A Non-Qualified Mortgage (Non-QM) is tailored for borrowers who don’t meet conventional loan guidelines, such as freelancers or business owners.

How long does the loan process take?
Timelines vary, but our streamlined process typically allows closings in as little as 2–4 weeks depending on the loan type.

Can Solutions Mortgage help if I have bad credit?
Yes. We work with various loan programs that accommodate lower credit scores and unique financial situations.

What documents are needed to apply for a mortgage?
You’ll generally need income verification, asset statements, identification, and property information. We’ll guide you on the exact list based on your situation.

How do I know which loan is right for me?
Our experienced team will assess your goals and financial profile to recommend the best loan option for your needs.

Do you offer mortgage solutions for investment properties?
Yes, we have specialized loan programs for real estate investors and property flippers.

Is there a fee to apply with Solutions Mortgage?
No upfront fees are required to apply. We provide free consultations and transparent guidance from the start.

How can I get in touch with Solutions Mortgage?
You can call us at 954-280-8178 or email info@smlg.us. You can also contact us through the form on our website.