Non-QM Loan
If you don’t qualify for traditional loans, our Non-QM (Non-Qualified Mortgage) programs offer the flexibility you need. Ideal for entrepreneurs, freelancers, or borrowers with unique income streams or credit profiles, these loans use alternative documentation to evaluate your ability to repay. We work with a range of Non-QM lenders to find innovative solutions, helping you secure financing when standard guidelines fall short.
Flexible Mortgage Options Beyond Traditional Guidelines
If your income or credit profile doesn’t meet standard mortgage criteria, our Non-QM loan programs provide a solution. Designed for self-employed individuals, investors, and those with unique financial backgrounds, these loans offer flexible documentation and underwriting. We help you qualify based on your real-world ability to repay, not just a traditional checklist—giving you more ways to secure the financing you deserve.
Non-Qualified Mortgage (Non-QM) Loans are designed for borrowers who don’t meet traditional lending criteria. At Solutions Mortgage Lending Group, we offer Non-QM loans to accommodate a variety of financial situations.
Flexible Qualification Requirements: Non-QM loans allow for alternative documentation and underwriting methods, making them suitable for self-employed individuals, real estate investors, and those with unique financial circumstances.
Variety of Loan Options: We offer various Non-QM loan products, including interest-only loans, bank statement loans, and asset depletion loans, providing flexibility to meet diverse borrower needs.
Competitive Rates: Despite their flexible terms, our Non-QM loans come with competitive interest rates, ensuring that you receive favorable financing options.
No Private Mortgage Insurance (PMI): Many of our Non-QM loan products do not require PMI, potentially saving you money over the life of the loan.
Interest-Only Payments: For borrowers seeking lower initial payments, we offer interest-only Non-QM loans, allowing you to pay only the interest for a specified period.
Real Estate Investor-Friendly: Our Non-QM loans are ideal for real estate investors, offering financing solutions that align with investment property goals.
Personalized Service: Our team works closely with you to understand your unique financial situation, tailoring a Non-QM loan solution that fits your needs.
Expert Guidance: Navigating Non-QM loans can be complex; our experienced professionals are here to guide you through the process, ensuring you make informed decisions.
