Hard Money Loan

If you’re an investor or entrepreneur looking for speed, flexibility, and direct access to real estate capital, our Hard Money Loan program gives you the power to act fast and win big in Florida’s booming real estate market.

Fast, Asset-Based Funding for Real Estate Deals

Our Hard Money Loan program at Solutions Mortgage Lending Group offers fast, flexible financing for real estate investors, house flippers, and borrowers who need funding outside the scope of traditional lending. Backed by the property, not your credit, this loan gives you the speed and access you need to close quickly in competitive Florida markets.

  • A Hard Money Loan is a short-term, asset-based loan primarily used for investment properties or non-owner-occupied homes. Unlike conventional loans, hard money loans are approved based on the value of the property, not your income or credit score.

  • These loans are ideal for real estate investors, property flippers, and buyers who need to act fast on time-sensitive deals. At Solutions Mortgage Lending Group, we make approvals simple and turnaround quick so you never miss a good opportunity.

  • Hard money loans are commonly used to purchase fixer-uppers, distressed properties, or short-sale homes that may not qualify for traditional financing. These properties often have high potential but require renovation before resale or rental.

  • We offer flexible lending terms, including interest-only payments, competitive loan-to-value ratios, and fast closings — often within 7–14 days. Our goal is to provide the capital you need when you need it most.

  • Since these loans are based on the property’s value, borrowers with less-than-perfect credit or inconsistent income can still qualify. This makes them an excellent option for self-employed investors or borrowers recovering from financial hardship.

  • Loan amounts are typically based on a percentage of the property’s “as-is” value or after-repair value (ARV), giving you the flexibility to fund both the purchase and renovation costs in a single loan.

  • Our Florida-based team understands the pace of the real estate market and the urgency of securing funding for investment opportunities. We move quickly and work transparently, so you always know where your deal stands.